Have you read page 24?
It started with a hotel booking I needed to change. International trip, non-refundable rate, plans shifted. No big deal — I had a premium credit card. Cancel-for-any-reason coverage. Or so I thought.
Turns out my card didn't cover that. The benefit I was counting on had a window I'd already missed and exclusions I'd never read. An expensive mistake that was completely avoidable — if I'd actually understood what I had.
So I started looking into insurance more seriously. Not buying more of it — understanding what I already had. And I found it impossibly confusing. Which policies overlap? What does my credit card actually cover? What does the fine print on page 24 actually say?
Nobody is watching this stuff proactively. Not your insurer (they want you to file a claim, not avoid one). Not your broker (they get paid when you buy). Not your credit card company (they assume you read the 47-page benefit guide).
So I built the thing I wished existed.
I gave it three rules:
Connect the dots nobody else is looking at.
Your credit card has trip cancellation benefits. Your homeowner's policy has liability coverage. Your health plan has international exclusions. The country you're visiting has entry requirements. No single company sees the full picture — because it's not their job to. It's ours.
"You're already covered" is a perfectly good outcome.
We want you to understand what you have, what you're missing, and how it all connects. If there's a real gap, we'll help you fill it — and yes, we earn a referral fee when you do. But the analysis comes first, and "you're already covered" is a great answer. It means you've done your homework.
Apply the best intelligence to the simplest channel.
Your policy, your booking confirmation, your trip reservation, your benefits guide — it's all already in your inbox. Email is the most universally adopted communication platform on earth, and it's how everything already reaches you. We apply serious AI to the channel everyone already uses.
What WellCovered is (and isn't)
What it is
- ✓An insurance information and education service
- ✓A tool that reads fine print so you don't have to
- ✓A proactive coverage watchdog
What it isn't
- ✕A broker, agent, or insurer
- ✕Trying to sell you something you don't need
- ✕A replacement for professional insurance advice