Question 1

Does travel insurance cover motorcycle accidents in Thailand?

Accepted Answer

Standard travel insurance excludes motorcycling/ATVs, skiing off-piste/backcountry, scuba below 30–40m, bungee jumping, skydiving, paragliding, mountaineering above 3,000–4,500m, white water rafting above Class III, and jet skiing. 'Activity-based voidance clauses' mean ALL related claims are denied — not just the activity injury but all subsequent complications. What covers this: Adventure sports riders (add 10–30% to base premium); World Nomads (250+ activities covered). What doesn't cover this: Standard travel insurance; Credit cards (universally exclude hazardous activities).

Question 2

Does travel insurance cover skiing?

Accepted Answer

Standard travel insurance excludes motorcycling/ATVs, skiing off-piste/backcountry, scuba below 30–40m, bungee jumping, skydiving, paragliding, mountaineering above 3,000–4,500m, white water rafting above Class III, and jet skiing. 'Activity-based voidance clauses' mean ALL related claims are denied — not just the activity injury but all subsequent complications. What covers this: Adventure sports riders (add 10–30% to base premium); World Nomads (250+ activities covered). What doesn't cover this: Standard travel insurance; Credit cards (universally exclude hazardous activities).

Question 3

Does travel insurance cover scuba diving?

Accepted Answer

Standard travel insurance excludes motorcycling/ATVs, skiing off-piste/backcountry, scuba below 30–40m, bungee jumping, skydiving, paragliding, mountaineering above 3,000–4,500m, white water rafting above Class III, and jet skiing. 'Activity-based voidance clauses' mean ALL related claims are denied — not just the activity injury but all subsequent complications. What covers this: Adventure sports riders (add 10–30% to base premium); World Nomads (250+ activities covered). What doesn't cover this: Standard travel insurance; Credit cards (universally exclude hazardous activities).

Question 4

What activities does travel insurance exclude?

Accepted Answer

Standard travel insurance excludes motorcycling/ATVs, skiing off-piste/backcountry, scuba below 30–40m, bungee jumping, skydiving, paragliding, mountaineering above 3,000–4,500m, white water rafting above Class III, and jet skiing. 'Activity-based voidance clauses' mean ALL related claims are denied — not just the activity injury but all subsequent complications. What covers this: Adventure sports riders (add 10–30% to base premium); World Nomads (250+ activities covered). What doesn't cover this: Standard travel insurance; Credit cards (universally exclude hazardous activities).

Question 5

Do I need special insurance for Everest Base Camp trek?

Accepted Answer

Standard travel insurance excludes motorcycling/ATVs, skiing off-piste/backcountry, scuba below 30–40m, bungee jumping, skydiving, paragliding, mountaineering above 3,000–4,500m, white water rafting above Class III, and jet skiing. 'Activity-based voidance clauses' mean ALL related claims are denied — not just the activity injury but all subsequent complications. What covers this: Adventure sports riders (add 10–30% to base premium); World Nomads (250+ activities covered). What doesn't cover this: Standard travel insurance; Credit cards (universally exclude hazardous activities).

Question 6

Does travel insurance cover bungee jumping?

Accepted Answer

Standard travel insurance excludes motorcycling/ATVs, skiing off-piste/backcountry, scuba below 30–40m, bungee jumping, skydiving, paragliding, mountaineering above 3,000–4,500m, white water rafting above Class III, and jet skiing. 'Activity-based voidance clauses' mean ALL related claims are denied — not just the activity injury but all subsequent complications. What covers this: Adventure sports riders (add 10–30% to base premium); World Nomads (250+ activities covered). What doesn't cover this: Standard travel insurance; Credit cards (universally exclude hazardous activities).

Question 7

Does travel insurance cover adventure sports?

Accepted Answer

Standard travel insurance excludes motorcycling/ATVs, skiing off-piste/backcountry, scuba below 30–40m, bungee jumping, skydiving, paragliding, mountaineering above 3,000–4,500m, white water rafting above Class III, and jet skiing. 'Activity-based voidance clauses' mean ALL related claims are denied — not just the activity injury but all subsequent complications. What covers this: Adventure sports riders (add 10–30% to base premium); World Nomads (250+ activities covered). What doesn't cover this: Standard travel insurance; Credit cards (universally exclude hazardous activities).

Adventure Sports Coverage

Motorcycle Accidents, Off-Piste Skiing, and Scuba Below 30m Are Universally Excluded

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